The VA loan is zero down, no PMI, and competitive rates — backed by the federal government and available for life. Most lenders offer it. Very few treat it with the respect it deserves. The Olympus HERO Program was built specifically to change that.
The HERO Program is Olympus Financial's dedicated service tier for veterans, active duty service members, and surviving spouses. It's not a marketing gimmick or a rebranded rate sheet. It's a genuine commitment — that every person who served this country gets our best people, our best execution, and a set of exclusive benefits designed to put more money back in their pocket. Because you already paid enough.
Start My HERO ApplicationWe waive our origination fee entirely for every HERO Program member. No exceptions, no fine print.
Zero Lender FeeWe fight for an appraisal waiver on every eligible VA file. If we can't get it waived, we've got you covered — up to the full appraisal cost on qualifying loans.
Depending on your loan structure and qualifications, HERO Program members may receive up to $3,500 in lender credits applied directly to closing costs.
Less out of pocketHERO files go to the front of the line. We target a 48-hour pre-approval turnaround so you can move fast and make strong offers with confidence.
Priority ProcessingYou get a loan officer who knows VA guidelines inside and out — not someone figuring it out on your file. Every HERO member is assigned a dedicated specialist from application to close.
Your Certificate of Eligibility is the key to your VA benefit. We pull it for you, verify your entitlement, and make sure nothing delays your file.
No call centers. No voicemail loops. A real person who knows your file picks up when you call. Real estate doesn't stop at five PM and neither do we.
312.607.2113No down payment required on most VA loans. Buy a home with 100% financing — a benefit earned through your service.
Conventional loans under 20% down require costly PMI. VA loans have zero PMI — period. That's hundreds per month back in your pocket.
VA loans consistently offer some of the lowest rates available — backed by the federal government's guarantee to lenders.
Your VA benefit doesn't expire and can be used multiple times. Buy again, upgrade, invest — it's yours to keep using.
No VA-set minimum credit score. We work with veterans across a wide range of credit profiles to find a real path forward.
Already have a VA loan? The IRRRL lets you refinance to a lower rate with minimal paperwork and often no appraisal required.
You may qualify if you fall into any of these categories. When in doubt — reach out. We'll tell you straight.
Check My Eligibility FreeWe verify your VA entitlement fast and free. Takes minutes, not days.
HERO Program members get 48-hour pre-approval. Show up to offers ready to close.
Shop with confidence. We'll work directly with your Realtor to keep the deal moving.
We handle VA appraisal coordination, COE, and every detail through closing day.
"You served your country. Now let your country's best mortgage benefit serve you back. That's what the VA loan is — and making sure every eligible veteran uses every dollar of it is something we take personally at Olympus. The HERO Program exists because you deserve more than a standard transaction. You deserve a team that shows up the way you did."
Call or message us directly. We'll verify your eligibility, walk you through your numbers, and get you pre-approved fast — no runaround, no pressure. Just straight answers from people who know this program cold.