Terms & Conditions

Acceptance of these terms

By accessing or using this website, submitting a form, or communicating with us through the site, you agree to these Terms & Conditions. If you do not agree, please do not use the site.

Not a commitment to lend

Nothing on this website is an offer, a commitment, or a guarantee of any loan, rate, term, or approval. All financing is subject to credit approval, property approval, underwriting review, investor guidelines, and program availability, all of which may change.

Information about loan programs is general and educational. It does not account for your specific circumstances and should not be relied on as advice about your situation.

No rate, payment, or term guarantees

Any rates, payments, or terms mentioned anywhere on this site are illustrations only. They are not quotes, not offers, and not available to every borrower. Actual terms depend on your credit, income, assets, the property, the loan program, market conditions, and investor pricing at the time of lock.

Calculators on this site produce estimates for general planning. They are not quotes and do not reflect all costs of a mortgage.

Messaging terms

Where we lend

Olympus Financial, LLC originates loans only in states where we hold an active license: Florida, Colorado, Georgia, Texas, and Illinois. Nothing on this site is an offer to lend in any other state. Our state license numbers and required state disclosures are on our Licensing & Disclosures page.

Intellectual property

The content on this site — text, design, graphics, logos, and the Olympus Financial name and marks — is owned by Olympus Financial, LLC or its licensors and is protected by copyright and trademark law. You may view and print pages for your personal, non-commercial use. You may not reproduce, republish, or distribute site content for any other purpose without our written permission.

Third-party links and services

This site links to third-party services, including our online loan application portal and third-party review platforms. We do not control those sites and are not responsible for their content, security, or privacy practices. Their terms and privacy policies govern your use of them.

Disclaimer of warranties

This site is provided “as is” and “as available.” To the fullest extent permitted by law, Olympus Financial, LLC disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components, or that information on it is complete or current.

Limitation of liability

To the fullest extent permitted by law, Olympus Financial, LLC and its members, officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this site or your reliance on its content, even if advised of the possibility of such damages.

Governing law

These terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws rules. Any dispute arising from these terms or your use of the site will be brought in the state or federal courts located in Miami-Dade County, Florida.

Changes to these terms

We may update these terms at any time. The effective date at the top reflects the most recent revision. Continued use of the site after changes are posted means you accept them.

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