Miami Mortgage Broker & Correspondent Lender

Why a local broker matters in Miami.

Miami isn’t a typical U.S. mortgage market, and a typical U.S. lender struggles here. A huge share of the market is international buyers, a huge share of the inventory is condos — many of them non-warrantable or run like hotels — and a huge share of buyers are self-employed or investors whose income doesn’t fit a W-2 box. National lenders bounce all three. We built our book around exactly them.

We’re Miami-based, licensed in Florida (and CO, GA, TX, IL), and we hold a 5.0 Google rating from our clients. When you call, you reach people who close Miami-Dade deals every week — not a national call center.

The neighborhoods we finance.

Miami is a collection of very different markets, and the financing follows the property:

• Brickell — the high-rise condo core; heavy new-construction and non-warrantable/condotel considerations, and a magnet for international buyers.
• Coral Gables — established luxury, single-family and boutique condos; jumbo and high-net-worth files.
• Coconut Grove — waterfront village feel, a mix of historic homes and new condos.
• Wynwood / Edgewater — the arts district and the Edgewater condo boom; younger buyers, investors, new towers.
• Miami Beach / South Beach — condo- and condotel-dense, deeply international; the classic “your bank called it a condotel” territory.
• Downtown & the urban core — new condo inventory, investor demand, DSCR purchases.

Buying somewhere not on this list? We finance across the metro — these are just where the Miami-specific wrinkles show up most.

What our clients say.