Chicago’s Condo Market Is Due for a Shakeup in the New Year
Fannie Mae’s 15% reserve rule starts January 4, 2027. What it means for Chicago buildings, buyers and agents, and how non-warrantable financing keeps deals alive.
Fannie and Freddie Retired “Limited Review” on August 3 — Here’s How to Finance a Condo That No Longer Qualifies
Full Review is now the default for established condos. Which buildings fall out of conventional financing after Aug 3, 2026, and the non-warrantable lane that still closes them.
When Your Assets Are Your Income
No paycheck but strong savings? Asset-utilization and asset-depletion loans let you qualify for a mortgage on your bank and brokerage balances. How they work.
You Made Great Money Last Year — The Bank Still Said No
Great income but your tax returns say otherwise? A bank statement loan qualifies self-employed borrowers on deposits, not write-offs. Here’s how it works.
Homes for Texas Heroes: The Down Payment Help Most Texans Don’t Know They’ve Earned
Teachers, first responders, corrections, EMS and veterans in Texas can get up to 5% toward a down payment — as a grant you never repay. How the TSAHC program actually works.
Home Sweet Texas: You Don’t Have to Be a Hero to Get Down Payment Help
No hero profession required. If your income fits your county’s limit, Home Sweet Texas can give you up to 5% toward a down payment in Texas — same money, wider door.
Buy a Miami Condo From Another Country
No U.S. credit score, no SSN, no U.S. income history — how international buyers finance a Miami condo and close from abroad, including non-warrantable and condotel buildings.
The Ski Condo Your Bank Says Can’t Be Financed
A Vail buyer was told his ski-in/ski-out condo couldn’t get a mortgage at all. It was a condotel — and the right lender got it closed. Here’s how they work.
Your Vacation Home Can Pay for Itself
Finance a ski chalet or beach villa on its own rental income — no tax returns, no DTI. How DSCR loans work for vacation rentals, and the one rule to know.